Your path to financial freedom starts today.

As a mortgage broker, I've witnessed firsthand the challenges Canadian homeowners face. Rising costs, economic uncertainty, and the pressure of balancing mortgage payments with retirement planning leave many feeling like they're running in place financially.

What's become increasingly clear is that traditional financial advice often falls short. Most Canadians are told to pay down their mortgage first, then start investing—a sequential approach that costs them decades of potential growth and tax advantages.

That's why I became a Smith Manoeuvre Certified Professional™.

This strategy offers a powerful alternative that allows homeowners to convert their mortgage into a wealth-building tool without finding extra room in their monthly budget.

What drives me is helping clients achieve financial outcomes they once thought impossible. By transforming how your largest expense works for you, we can create a path to both mortgage freedom and investment growth simultaneously.

Let's explore how this approach might work for your specific situation.

-Michelle

Michelle Forbes, Mortgage Broker
Smith Manoeuvre Certified Professional™

The Smith Manoeuvre™

It's time to master your mortgage

Start here

Ready to see how The Smith Manoeuvre™ could transform your financial future?


Get immediate access to our free mini-course below!

In under 30 minutes, you'll discover a proven strategy that has helped thousands of Canadians become mortgage-free sooner while building significant investment wealth.

Come learn more at our next live webinar.

Has your interest been piqued? Come join us for our next completely free monthly webinar.


Held on the fourth Monday of each month, this session offers all Canadians the opportunity to learn The Smith Manoeuvre™ basics directly from a member of our leadership team.

No pressure, just practical information to help you decide if this strategy is right for you.

Take the first steps today

Your Smith Manoeuvre Certified Professional™

Michelle Forbes

Mortgage Broker – Mortgageline, Powered by Mortgage Architects

As a mortgage broker, my goal is simple: to make the mortgage process clear, informed, and tailored to you. Whether you’re purchasing your first home, refinancing, or approaching renewal, I’m here to guide you through every step with expert advice and a focus on education.

I believe that informed clients make the best decisions—so I take the time to explain your options, answer your questions, and help you feel confident about your mortgage strategy. No jargon, no pressure—just honest guidance and customized solutions that align with your financial goals.

With access to a wide range of lenders, I’m able to shop the market and advocate on your behalf. I work for you, not the bank—and that means making sure the mortgage you choose truly fits your life.

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